Utility extensions - a repeat of the pandemic expectation issues

In this webinar, Damian Glynn explores aspects of a power outage scenario, highlighting the potential for further disputes mirroring that over Covid-19.

The FCA Test case showcased the range of different perceptions about the scope of disease cover. There are residual issues that are likely to litigate, but we broadly know where we stand on the core issues. But misunderstandings about business extensions are not limited to disease covers – in particular, utility failure cover is provided generally on two fundamentally different bases (with a hybrid variant for good measure), threatens aggregation over a wide area if there were to be an extensive power outage, and would inevitably reveal misunderstandings about the extent to which the loss of internet sales might or might not be covered.

Learning objectives:

• Understand the different ways in which power failure is covered in the UK
• Appreciate the difficulties that might present if there were to be a power loss over a wide area
• Be aware that the expectation issues arising out of Covid-19 cover may not be unique, and be emboldened to pursue clarity in policy wordings

Booking information:

You will be sent a confirmation email shortly after booking. If you have not received this within one hour, please contact Patricia Pedraza (020 7397 3911).

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