Understanding Disclosure & Representations in Insurance

Tuesday, 04 November 2025
12:00 pm – 1:00 pm (UK time)

A CPD Event from Jeff Heasman, Insurance Upskill


Clear and accurate disclosure remains a cornerstone of insurance contracts, yet it continues to be a source of risk and dispute. This practical session unpacks legal duties from the 2012 and 2015 Acts, recent case law, and highlights common pitfalls. You will learn strategies to improve compliance and communication across the policy lifecycle from proposal to claims.


Duration
1 hour


Learning outcomes
By the end of the session, participants will be able to:
➢identify the statutory framework and case law governing disclosure and representations in UK insurance.
➢understand how these duties differ between consumer and non-consumer contracts.
➢implement a strategy to strengthen disclosure practices and reduce the risk of misrepresentation disputes.

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CII Accredited

This demonstrates the quality of an event and that it meets CII member CPD scheme requirements.

1 hour's CPD can be claimed for this event if relevant to your learning and development needs.

It is recommended that you keep any evidence of the CPD activity you have completed and upload copies to the recording tool as the CII may ask to see this if your record is selected for review. Details of the scheme can be viewed online at www.cii.co.uk/cpd.